Sunday, September 14, 2008
RELAX AND RECHARGE
Even if you are behind on your bills and you cannot find a job needed to support your family, it is important to take time out for regular rest and relaxation. You will not find a long-term successful person who does not schedule regular time for rejuvenation of their mind. Even on the seventh day, God rested. At a minimum, you need to unplug at least one day each week. Have you ever pulled into the parking lot at Chick-Fil-A for a chicken sandwich on Sunday afternoon, only to find the doors locked and the lights off? That is because Chick-Fil-A owner Truett Cathy knows the power of the undeniable law. No matter what, each Chick-Fil-A employee has a minimum of one day off each week. One of my coaches, Preston, is known to regularly visit a lake near our office, or even his neighborhood pond, just to think.The specific day of the week does not matter as much as the fact that it needs to occur. Even the FAA requires commercial pilots a minimum of 24 hours off duty within any consecutive seven day stretch. During your rest, your mind must go elsewhere besides your troubles. One of my clients is facing bankruptcy and foreclosure. The most important thing she needs to do right now is to take twenty-four hours to herself to rest and recharge completely.The law of attraction states that you are what you think about. In other words, if you are focused on your debt, you will always be in debt. If career issues have you trapped in worry, you will always have career issues. Habakkuk 2 talks about writing down your goals so you can focus on them and carry them out.Spend at least two weeks each year on vacation at a minimum. Last year my family and I spent that time in France, Switzerland and Italy. This year we will be in California with family. The location and money spent does not determine the outcome. You can camp in the nearest wilderness or hit a trail for an extended backpacking trip. Trust me; the ideas will be free flowing during this time.Eat lighter foods, more often. Stress eating is a problem in North America. People make fun of how much food I eat. I’m usually eating something, but it tends to be lighter foods. My metabolism is always working and greasy food is not weighing my body down. It is a big reason for my high energy level. Focus on fruits and vegetables.
nine steps to investing in annuity schemes
As inveatment in annuities is an excellent way of saving for retirement. Annuity savings assure future security and have no limitations of time or investment extent.Annuities give an assured payback to the investor and are of different types according to the payout options and duration. Payment options are decided on by the investor and the accrued money can be taken in time of great need. Annuity investments can be bought jointly and the beneficiary will be covered even after the demise of one of the investors.Annuities are a great investment, however, the US Securities and Exchange Commission hosts in depth information so that investors can make educated investments; see: http://www.sec.gov/investor/pubs/varannty.htm.Annuities have different disbursement options: Life annuity is one where the investor will receive payments until death; Life Annuity with Period Certain is one which pays for a fixed period of time even after death to the joint owner or beneficiary; Life Annuity with Amount Certain is one where instead of the number of years the payment will be made until a fixed pre-determine amount is reached; Life Annuity with Joint Survivorship is one where the beneficiary/survivor will get payments indefinitely when the investor dies.Here are a few expert tips:1. Study different annuity plans and make a note of what you are looking for. There are different annuities depending on their payout options and durations. Know what an "immediate or deferred plan” is and what "fixed or variable" plan entails.2. Ask whether there are any in built costs charged by the annuity plan. Many plans charge an annual or entry fee.3. Determine whether you will lose any money if you decide to stop investing in mid-way.4. Calculate what amount of money earned will be paid out as taxes on income. Or what will happen if you defer tax payment until withdrawal.5. Learn all about payout options. Most annuities have five payout options: Life Only, Certain and Life, Fixed Period, Fixed Amount, Joint and Last Survivor.6. Study the health and reliability of the company that has floated the annuity scheme. Find out the credit rating of the company as it will reflect the financial health of the company. A credit rating is an independent assessment of a company's ability to pay claims on time and meet all other financial obligations.7. Use the services of an experienced investment agent. An agent will help you understand the annuity schemes terminology and aspects like estimates, projections, and guarantees.8. Avoid listening to unwarranted advice to replace an annuity you have chosen with another. Think losses before you get swept away by a clever sales pitch.9. Determine your risk element. In annuities you must know what the investment risk is. Find out whether your risk is low or high. The more aggressive a fund the higher is the risk.Annuity schemes are popular and the earlier the investment begins the greater the benefit for the investor.
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HEALTH & FITNESE-MEDITATION
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Meditate Like A Zen Buddhist Monk In Minutes With Holosync By : Michael McGrathBack in the late 1980s a man named Bill Harris created a very unique self improvement program that offered effortless personal growth by merely listening to some recordings through stereo headphones. He called his product Holosync and promised that it would create almost miraculous results from its use.
Meditation Is Usless! By : Michael McGrathThe title of this article may seem a little strange. How can I say meditation does not work when there is a vast amount of research which seems to show that it does?
Binaural Beats And Holosync - Do They Work? By : Michael McGrathThe truth about the effectiveness of Holosync and the binaural beats technology upon which it is based!
The Right Way of Touch : Touch Meditation By : Vijay RaisinghaniWe can develop a relationship of love with our body using a Beautiful Tantric Meditation called Touch Meditation or Sparsh Meditation. Each session of Touch Meditation takes us for a trip to heaven, the heaven which is our own body. Little did we know that watching our own body could be such a rewarding experience.
Meditate Like A Zen Buddhist Monk In Minutes With Holosync By : Michael McGrathBack in the late 1980s a man named Bill Harris created a very unique self improvement program that offered effortless personal growth by merely listening to some recordings through stereo headphones. He called his product Holosync and promised that it would create almost miraculous results from its use.
Meditation Is Usless! By : Michael McGrathThe title of this article may seem a little strange. How can I say meditation does not work when there is a vast amount of research which seems to show that it does?
Binaural Beats And Holosync - Do They Work? By : Michael McGrathThe truth about the effectiveness of Holosync and the binaural beats technology upon which it is based!
The Right Way of Touch : Touch Meditation By : Vijay RaisinghaniWe can develop a relationship of love with our body using a Beautiful Tantric Meditation called Touch Meditation or Sparsh Meditation. Each session of Touch Meditation takes us for a trip to heaven, the heaven which is our own body. Little did we know that watching our own body could be such a rewarding experience.
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